SMME Provident Fund


Provident Fund that provides comprehensive retirement and group insurance solutions to help take care of your employees’ financial needs before and after retirement.

Entrepreneurs are the backbone of our economy, creating jobs and livelihoods for people everywhere in South Africa – a testament to the founder’s service to humanity.

Cardinal Insurance employee benefits work closely with SMMEs to tailor-make a Provident Fund that provides comprehensive retirement and group insurance solutions to help take care of your employees’ financial needs before and after retirement. 

Having both retirement fund savings and investments as part of the benefits helps employees to reach their retirement goals.

The group insurance component provides financial security with group life, funeral, and disability insurance for employees when life-changing events happen.

This product is suitable for emerging businesses such as taxi operators, private schools and creches, construction and ICT companies, service organisations, and retail companies – indeed, any company that has employees that would need a pension benefit when they retire.

Get in touch with us to get a affordable funeral cover today.